Supplementary Covers

To augment coverage of different Life insurance policy, State Life provides different supplementary covers. These cover are only attached with the main policy and are not available exclusively. List of some covers are as follows:

  • Accidental Death & Indemnity Benefit (AIB)
  • Accidental Death Benefit (ADB)
  • Family Income Benefit (FIB)
  • Waiver of Premium (WP)
  • Special Waiver of Premium (SWP)
  • Term Insurance (TI)
  • Refund of Premium Rider (RPR)
  • Hospital & Surgical Benefit (H&S)
  • Our Plans

    Child Education
    Child Education & Marriage Assurance is a plan for the protection of child’s future specially customized for parents who pre-plan for their child's better future
    Endowment Plan
    Eligible agesMinimum Age:10 yearsMaximum Age:65 yearsAge (Maximum) on Maturity:Age 75 years. It is the largest selling life insurance plan because of its most speedy returns on investment along with Huge Financial Protection
    Marriage Insurance
    Eligible ages & TermsMinimum Age (Equivalent):20 yearsMaximum Age:50 yearsEquivalent Age (Maximum) on Maturity:70 years Jeevan Sathi Plan is best suited for those Married couples who want to enjoy insurance coverage
    Life Insurance
    Eligible agesMinimum Age:20 yearsMaximum Age:65 yearsAge (Maximum) on Maturity:Age 85 years. Whole life assurance plan is combination of protection and savings with convenient payment options. The life insurance policy is
    Shad Abad Insurance Plan
    Eligible ages & TermsMinimum Age:20 yearsMaximum Age:60 yearsAge (Maximum) on Maturity:70 years Shad Abad Life Assurance Plan is ideal for those who appreciate the Basic Savings purpose with Additional Protection
    Nigehban Plan
    This plan provides term insurance cover for a period ranging from 5 to 10 years. As the name suggests, this plan is meant to provide protection during the term of
    Muhafiz Plus Assurance Plan
    Muhafiz Plus Assurance Plan is another policy to suit your circumstances and requirements. Muhafiz Plus policy offers a considerably good amount of money that includes the sum insured with bonuses